Nation’s leading source for personal loans for people with low credit scores or bad credit. Once you have filled out your online request, on the final page of the form, you will be given directions that you must follow to complete the process. Once approved, your cash is usually deposited in your bank account that evening or the following day. If we are not able to approve you instantly you will receive an offer from one of our trusted lenders in our network.

First Financial not only has the most competitive rates for high-credit-score borrowers, we welcome those with fair, poor and bad credit because they make up 56% of the current American population.

A-rated First Financial knows that today’s consumers want to access financial products at their convenience. That’s why we rejected the traditional bank model for an Internet-only structure. Enjoying all the security any bank creates, you can use your laptop or tablet to:

There has never been a better time for managing personal finances. As recently as 10 years ago, loan and bank statements used to come monthly and much information seemed walled up behind the doors of the bank. Those days are over! Now borrowers and banking customers can watch their loan, checking and savings balances every day if they want to. They can complain and get answers on Facebook and Instagram. The power lies in the 21st century consumers’ hands and First Financial strives to keep it there.